Deductibles

• Individual deductible: $3,000

• Family deductible: $6,000

After Deductible is Met Coinsurance:

• 80% in-network

• 60% out-of-network

In-Network Co-Pay:

• Office visits: $30

• Specialist $60

• 40% after deductible out-of-network

Teledoc: $0 co-pay

Emergency room co-pay: $350

RX Drugs are subject to deductibles and copays

COST PER PAYCHECK:

Employee Only: $175.98

Employee + Spouse: $640.51

Employee + Child(ren): $412.14

Employee + Family: $830.06

Employee & Spouse and Employee Family plans include a spousal surcharge of $75.00 per paycheck.

Deductibles:

• Individual deductible: $5,000

• Family deductible: $10,000

After Deductible is Met Coinsurance:

• 80% in-network

• 60% out-of-network

Office Visits:

• Covered at 80% once deductible is met in-network.

• Covered at 60% once deductible is met out-of-network

Teledoc: $45 co-pay

Rx Drugs are subject to deductibles and copays.

Plan includes a prorated Health Savings Account paid by employer per paycheck: $20.83 for individual plans or $41.67 for all other plans.

COST PER PAYCHECK:

Employee Only: $78.67

Employee + Spouse: $530.14

Employee + Child(ren): $189.28

Employee + Family: $605.14

Employee & Spouse and Employee Family plans include a spousal surcharge of $75.00 per paycheck.

• Employees can elect coverage amounts up to $500,000 in increments of $5,000.

• Evidence of Insurability form required for any election over $150,000.

COST: Age-Banded Rates

• Spouse can elect coverage amounts up to $250,000 in increments of $5,000.

• Cannot select a coverage greater than 100% of employee elected amount.

• Evidence of Insurability form required for any election over $50,000.

COST: Age-Banded Rates

• Coverage amount is $10,000.

• Employee must be enrolled in Employee Voluntary Term Life Insurance with a minimum of $10,000 elected coverage.

COST: Age-Banded Rates

• Provides 60% of your earnings, (maximum of $500 per week) for up to 90 days.

*pre-existing clause if you were treated or diagnosed 3 months prior to effective date or within the first year of plan. Coverage may be denied.

COST: After-Tax Age-Banded Rates

• Enables you to contribute up to $3,650 for an individual and $7,300 for a family.

• Catch-up contribution (age 55+) is $1,000.

• Enrollment in HSA Medical plan required.

• Plan and credit cards are operated through Optum Bank.

COST: Pre-Tax Cost Per Paycheck

• Enables you to set aside annual deposits up to $2,850 for expenses, which are not covered or are ineligible for payment through insurance.

• Plan and credit cards are operated through Optum Bank.

COST: Pre-Tax

• Enables you to set aside annual deposits up to $10,500 for single taxpayers and married couples filing jointly and 5,250 for married individuals filing separately.

• This plan is to pay for dependent care expense.

• Plan is operated through Optum Bank.

COST: Pre-Tax

SHOPONLINE

• Order directly from StaplesAdvantage.com with your personal credit card, and your order will ship UPS® Ground right to your home (personal purchases cannot ship to an office).

CLICK HERE

SHOP INSTORE

• Register your personal credit card to receive custom pricing at any Staples® store in the U.S.

• Get the guaranteed lowest price available —in-store sale price or your organization’s price.

• Discounts will apply at checkout and appear on your receipt.

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• Log onto https://www.swabiz.com/

• Click on Traveler Account Login

• Enter the Company ID# 99558491

• Enter your Southwest Airlines Account Number or User name and Password.

• If you do not have an account, click on “Create an Account” and start collecting your savings and travel points!

• Counter bypass service including free upgrades with low mileage vehicles

• Avis’ enhanced mobile technology – download the app today

• Avis will Status Match your current competitor status level

• Opportunity to earn Avis Preferred Points at an accelerated level – be sure to opt in!

• You can use the program for Personal Travel (coupons included for weekends, weekly & upgrades!)

https://www.avis.com/en/corporate/D209400

https://www.budget.com/en/corporate/R567500

• At least a 10% discount in your market

• Discount valid on business and leisure travel

• Earn points towards free parking with the Spot Club Exec Card

• 39 locations in 22 markets

• Create a profile: https://theparkingspot.com/promotions/corporatehome.aspx?ccode=Wol6050

Program Benefits include:

• Up to 30% off Dell PCs, Electronics, and Accessories

• Special Pricing & Loyalty Rewards

• Price Match Guarantee

• Member Exclusive Stores

• Premium Support with dedicated executive sales team

• Personal Financing with Dell Preferred Account

• www.dell.com/WolcottSquaredLLC

Program Benefits include:

• Flooring Products/Services:

o Ecore – 15% retail: ecorenortheast@ecoreintl.com

o Forbo – 28% retail: www.forboflooringna.com

o Mohawk – 10% coupon request: www2.mohawkflooring.com/FriendsandFamily/mohawk.aspx

o Shannon – 10% off pre-paid: orders@shannonspecialtyfloors.com

• Furniture/Systems, Casegoods, Seating & Accessories:

o Exemplis – 53% off WFH products: https://shop.sitonit.net/en_us.html?referralcode=941329

• Mobile Wireless Carriers:

o AT&T – 25% off HealthCare voice & data: www.att.com/wireless/premiergpo2 FAN Code: 03383212

o Verizon – 22% off HealthCare voice & data: www.verizonwireless.com/discount

• Paint

o PPG – 25% off: coupon

o Sherwin-Williams – 30% off: this coupon

• Physical Therapy Products / Exercise Equipment

o Performance Health – discounts vary by product, contact: craig.marian@performancehealth.com

Click here to see our hotel perks.

• Full-time employees begin accruing vacation time on their start date and can begin taking vacation time as it accrues.

• Less than five year 40-hour employees accrue 96 hours per year.

• 5+ year 40-hour employees accrue 136 hours per year.

• ACH recognizes six paid holidays per year:

• New Year’s Day

• Memorial Day

• Independence Day

• Labor Day

• Thanksgiving Day

• Christmas Day

• Hourly employees paid at time and a half if worked within the 24-hour holiday.

• Allows employees to work a non-traditional schedule to meet the employee’s personal needs for a period of time.

• Employees must make up time within the same week.

• Full-time employees begin accruing sick time on their start date and can begin taking sick time as it accrues.

• Employees earn .0231 hours of sick time times the number of hours worked per pay period.

• Max of 24 hours (up to three consecutive working days) for employees unable to work due to the death of an immediate family member.

• Summoned employees will be excused from work with pay.

• Payment will be the difference between regular pay and jury pay.

• (Up to eight hours per day, 40 hours per week, two weeks per year).

• Accrual of service time toward seniority, additional paid time off, retirement plan eligibility, and etcetera continues.

• Upon return, employee will be restored to former job or comparable.

• Unpaid leave for employees who have worked at least one year, worked 1,250 hours over the last 12 months, and work in a facility with at least 50 employees within a 75-mile radius can take up to 12 weeks.

• 26 weeks for employee to care for a covered family member in the line of duty.

• Unpaid leave for employees who are not eligible for FMLA.

• Can take up to twelve weeks.

• Employees are recognized for their years of service, quarterly awards, certifications, personal achievements, educational achievements and more.

• Referral bonuses are offered for referrals.

• Bonus will be paid for each candidate referred by a current employee who is hired and remains an employee for at least 30 days.

• After six months of service, receive up to $1,500 per year (75% reimbursement of expense) to cover tuition and other fees for job related continuing education.

• Must have approval from human resources.

• Employees must remain with ACH for one year after receiving reimbursement.

• Up to $25.00 reimbursed to employees.